Extra 20% off select original, regular, sale and clearance-priced purchases of apparel, shoes, accessories, fine jewelry and home with your JCPenney Credit Card or extra 15% off with any other method of payment. Extra 10% off select original, regular, sale and clearance-priced purchases of watches, furniture, mattresses and custom blinds and shades with any method of payment. JCPenney Credit Card must be used to get the 20% off discount. Subject to credit approval. See a sales associate for more details.